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Subsidy of up to 95% up to €36.000 for "Home Renovation"

10 Jul, 2026
Subsidy of up to 95% up to €36.000 for "Home Renovation"

photo pixifant, www.pixabay.com (Image by M from Pixabay)

Subsidy of up to 95% up to €36.000 for "Home Renovation"

Program Information

 This is a state subsidy program for low and middle-income households for the renovation and mild energy upgrading of old homes, both closed and open, with the aim of increasing the supply of suitable and quality homes for owner-occupancy or rental, which will contribute to the de-escalation of the rapid increase in housing and home maintenance costs in recent years.

 

Team – Goal

 Participation right

 The program can be joined by individuals who have:

  • Full ownership or usufruct of fifty percent (50%) or more in a closed residence
  • Real right (full ownership/usufruct/fine ownership) in an open residence that constitutes the beneficiary's main residence

 

Income Criteria

The income limits refer to the annual taxable income (actual or imputed) of the tax year 2025. For married couples/parties to a civil partnership (CPP), family income is taken into account. The income criteria are as follows:

 Eligible Residences

 The program includes two categories of housing:

 Closed residences: Residences that were not used during the years 2024 and 2025 and after the grant will be owned or rented exclusively as a primary residence.

 Open residences: Residences that are already owned as a primary residence but due to age are in need of renovation/upgrading.

 

A residence is eligible if it cumulatively meets the following conditions:

  • It exists legally and has not been deemed subject to demolition.
  • It has residential use.
  • It has a building permit issued until 31/12/1990 or a corresponding legal document.
  • It has a main area of ​​less than or equal to 120 sq.m.
  • It is classified in energy category C or lower (based on PEA).

 

Exceptionally, for families with three or more children, residences with a main floor area of ​​up to 150 sq m may be eligible, for the purpose of home ownership.

 

Residences that: are not eligible

  • They are registered in the Short-Term Rental Registry (Airbnb, etc.).
  • They have already been subject to energy saving or renovation actions after 01/01/2020.

 

Grant Rates – Maximum Amount

Grant rate increases (+5 points per criterion)

The grant rate is increased by 5% points for each of the following criteria:

  • provided that the eligible residence is located in a mountainous or island area according to the ELSTAT Municipal Register.
  • Single-parent families, families with three or more children
  • Persons with disabilities (PWDs): if the applicant himself/herself, the spouse/partner or a dependent member is PWD — exclusively for residences intended for owner-occupancy. 

The final subsidy rate may not exceed 95% for beneficiaries in income category I and 85% for beneficiaries in income category II.

 

Grant amount

The amount of the grant for eligible interventions is calculated as the product of the eligible intervention budget times the applicable subsidy rate. In any case, the amount of the intervention grant may not exceed the amount of three hundred euros (€300), including VAT, per square meter of main areas of an eligible residence (by extension, the maximum grant amount may amount to up to €36.000, including the corresponding VAT, for a residence of 120 sq m).

 

Long-term Commitments

Beneficiaries are obliged for at least 5 years from the completion of the project:

  • To maintain the use of the residence in accordance with the purpose of integration (ownership or rental as a main residence).
  • For leases: fixed rent for the first 3 years, prohibition of short-term leasing and subleasing or concession of use.
  • Not to transfer the residence (in case of transfer, the entire grant is returned).

 

 

 

 

Image by M from Pixabay

Pixifant, https://pixabay.com

 

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