February 19 2026
President Donald J. Trump is making substantial progress in making homeownership and housing more affordable for American families. New data from Freddie Mac shows that mortgage rates have fallen to their lowest level since September 2022, highlighting the Trump administration’s continued commitment to lowering costs for working Americans.
“The lower interest rate environment not only improves affordability for prospective homebuyers, but also strengthens the financial position of homeowners,” Freddie Mac said in its latest Primary Mortgage Market Survey.
These positive developments are part of a broader dynamic in the housing market under President Trump:
The average 30-year fixed mortgage rate hit a new multi-year low, driving monthly payments to the most affordable levels in two years and mortgage affordability to a four-year high.
The National Association of Realtors' Housing Affordability Index rose to its highest level since March 2022 as household incomes rise and interest rates ease, marking seven consecutive months of improvement.
Apartment rents have been falling for six consecutive months, reaching their lowest level in four years.
In 2025, 62% of homebuyers purchased properties at a price lower than the original asking price — the highest percentage since President Trump's first term.
Mortgage refinancing applications increased by 132%, allowing homeowners to lock in lower interest rates and save thousands of dollars annually.
Home purchase applications increased by almost 10% compared to last year, showing growing buyer confidence.
Builders are accelerating construction activity, with new construction at a five-month high.
President Trump is also taking decisive steps to further reduce costs and expand access to homeownership:
He ordered Fannie Mae and Freddie Mac to buy $200 billion in securitized mortgages to further lower borrowing costs.
He issued an executive order prohibiting large institutional investors from buying single-family homes that should be available to everyday American families.
The Trump administration has banned illegal immigrants from accessing government-guaranteed mortgages, ensuring that the funds go to American citizens.
It repealed the burdensome Affirmatively Furthering Fair Housing regulation, saving Americans tens of millions of dollars annually and simplifying local housing decisions.
The Trump Administration remains fully committed to creating a strong and accessible housing market that works for every American family. This includes continuing to fight inflation, support jobs, increase the supply of housing, and promote long-term prosperity so that all Americans can prosper and achieve their share of the American Dream.
photo Greek Radio FL
